While most people do not acknowledge this, the fact remains that mobile banking is transforming how we deal with our finances. In fact, a recent survey showed that about 87% of Indians desire to do all their banking via a smartphone.
But despite this desire, many people remain pessimistic about using mobile banking apps for different reasons. It is time to change that with the right tips to get you instant access to your online bank account via a mobile banking app.
In this blog, we will look at some of those tips and understand how easy it is to get instant access to your bank account. Let’s dive in!
Tip 1: Download the Right Mobile Banking App
There is no shortage of banks offering appealing online instant bank account opening services. However, you must refrain from falling for cheap tricks and instead choose a trustworthy bank with a good reputation. You can consider doing some online research to understand different banks’ services and download the app accordingly.
Tip 2: Register Your Account
Once you have decided on the bank and downloaded the app, it is time to register your account. This will be a relatively simple process that requires you to provide your relevant banking credentials. Most banks ask for your account number, username, and even password if you have already set it.
Tip 3: Set Up Biometric Authentication
Most mobile banking apps now offer biometric authentication features such as facial or fingerprint recognition. You must find these features and enable them for better security and accessibility. With proper biometric settings, you can gain instant access to an online bank account and use their services.
Tip 4: Enable App Notification
It is very important to ensure that you remain up to date with everything and anything that is happening with your bank account. This is why you need to enable bank notifications and get real-time updates about all your bank activities. It will alert you if there are any changes in your bank account balance, any transactions, or any important message from the bank.
Tip 5: Always Log Out From the App
It is a very common mistake for people to not log out of their mobile banking app even after using all services. As a result, you will find that many of these apps now come with automatic log-out features. But if that is not the case with your mobile banking app, you must not take any chances. Always remember to log out right after you are done using the app.
Tip 6: Never Share Your PIN or Password
Cases of mobile banking fraud are increasing by the day, and sharing your login credentials with anyone could be the biggest blunder. You must protect the password at all costs and even lock your smartphone for an added layer of security. This is one of the best things you can do to prevent unauthorised access to your account.
Wrapping Up
Mobile banking is no longer a thing of the future but an avid reality today. It only makes sense that you make the most of these technologies and instantly access your bank account. But also ensure that you practice safe banking and make the most of these tips for better, safer, and faster banking.